Investors
Cooud is building the payments layer for creators selling online.
Checkout, subscriptions, affiliates and payouts for people who sell courses, communities and digital products — in Brazil and to buyers in 150+ countries. Built and run by a founder who writes the code.
- gross volume
- R$ 10M+
- creators
- 2,000+
- buyers
- 115k+
- processing since
- Dec 2025
Payment processor data, September 2026.
01The problem
Selling digital products in Brazil is expensive and slow to pay out.
Creators sell through platforms that charge high fees, add monthly plans on top and hold their money for weeks. Selling abroad usually means stitching together another tool.
02The product
One platform from checkout to payout.
Cooud gives a creator everything needed to sell and get paid:
- Checkout with order bump and one-click upsell
- Subscriptions, affiliates and coupons
- Cooud TV, a members area included at no extra cost
- International checkout in local currencies, 150+ countries
- Seller apps for iOS and Android, public API and webhooks
03Business model
Paid per sale, never per month.
6.99% plus a fixed fee per transaction, with no monthly fee and no setup fee. Cooud earns only when its creators sell, so growth is aligned with theirs.
04Market
A proven category with room for a better product.
Hotmart, Kiwify and others showed that Brazilian creators will move large volumes through these platforms. Cooud competes on price, payout speed, international reach and product quality.
05Technology
Built to hold money correctly.
In 2026 the core was rebuilt from scratch: every sale is one transaction with a double-entry ledger, data is isolated per store with row-level security on every table, and each rule that touches money has tests that try to break it. 22 architecture decision records and 20 runbooks document how it runs.
06Founder
Pedro G. Braz
Self-taught engineer from São Paulo who started coding in 2024 and built Cooud's product and platform. Also the creator of Cronus UI, an open-source UI system on npm, and Halo, native software for the Mac.
Let's talk.
I'm open to conversations with investors who know payments, fintech or the creator economy. Detailed metrics are available on request.